Please read this important update on the data incident at Carruth Compliance Consulting (CCC).We will continue updating you as more information becomes available.

Carruth Compliance Consulting (Carruth) is the third-party administrator that handles 403(b) and 457(b) retirement savings plan for many Oregon school districts, including Bethel School District. Carruth discovered suspicious activity on their computer systems. An investigation revealed that unauthorized access to Carruth’s network occurred in late December 2024, resulting in the compromise of sensitive employee data for Carruth’s clients, including Bethel.

Carruth Notice of Data Security Event

Frequently Asked Questions

Who has been impacted?

This data incident potentially impacts all Bethel School District employees, and we encourage everyone to take the steps listed below.

What information was compromised?

The compromised information at Carruth may include employees’ name, Social Security number, and financial account information. In some cases, it could also include driver’s license number, and for those who may have applied for a hardship loan it could include W-2 information, medical billing information (but not medical records), and tax filings.

What is Bethel doing?

• We are working with Carruth to understand the full scope of the incident and to ensure they are taking appropriate steps to mitigate the impact on our employees.
• We are providing this FAQ and will continue to update it with the latest information as it becomes available.

What should I do?

• Enroll in Credit Monitoring and Identity Restoration Services: Carruth is offering free credit monitoring and identity restoration services through IDX. To enroll, please call IDX at (877) 720-7895.
• Monitor Your Accounts: Regularly review your bank accounts, credit card statements, and other financial accounts for any suspicious activity. If you see anything unusual, report it to your financial institution immediately.
• Check Your Credit Reports: You are entitled to one free credit report annually from each of the three major credit reporting bureaus (Equifax, Experian, and TransUnion). Visit or call 1-877-322-8228 to order your free reports.  
• Consider Placing a Fraud Alert or Credit Freeze on your Credit Report: You can place a fraud alert or credit freeze on your credit report to help protect yourself from identity theft. See details below.
• Report Any Suspicious Activity: If you suspect you are a victim of identity theft, report it to the  Federal Trade Commission (FTC) or 1-877-ID-THEFT (1-877-438-4338). You should also file a police report.

Fraud Alerts and Credit Freezes

• Fraud Alert: A fraud alert notifies creditors to verify your identity before issuing new credit. You can place an initial fraud alert (lasting one year) or an extended fraud alert (lasting seven years) if you are already a victim of identity theft.
• Credit Freeze: A credit freeze prevents credit bureaus from releasing your credit report without your explicit consent. This makes it harder for identity thieves to open accounts in your name.

How to place a fraud alert or credit freeze

Contact the three major credit reporting bureaus to place a fraud alert or credit freeze:

• Equifax: 1-888-298-0045 
• Experian: 1-888-397-3742 
• TransUnion: 1-800-916-8800 

Additional Resources

Federal Trade Commission (FTC)